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Considering a Loan?

Helpful credit advice when considering a loan

There are times when it is necessary, even advantageous, to take out a loan.

In this section you will find all the information you need for making a smart purchase that involves a loan for a home or a car -- two major purchases that most American’s face at some point. You will also find tips on how to successfully manage your debt.

Cosigning a Loan

A cosigner (also known as a co-borrower), is someone who assumes equal liability with the primary borrower for the repayment of a loan. If you’re considering cosigning a loan, consider the following advice from the Federal Trade Commission (FTC).

Your Home as Collateral

If you need money to pay bills or make home improvements, consider your options carefully.

Cutting Your Loan Costs

Loans and credit cards provide great consumer benefits, but as with any form of borrowed money, you've got to be careful about how you manage credit.

Financial Fitness Tips Booklets

Request your copy of the Financial Fitness Tips Booklet email: CCF@fsround.org

The Citi Commonsense Money Guide FOR Real People

Pay down your debt. Make the most of what you've got. Put away a little something for the future. If you would like a copy of Citi’s Commonsense Money Guide mailed to you, please email CCF@fsround.org.

Wealth Watchers To-Go

Monthly Budget Journal

Using your Monthly Budget Journal is a great first step toward taking control of your money. It’s as simple as reading the first few pages and keeping a journal for the next month of what you earn and what you spend. Knowing where your money goes and how to budget it is the key to your financial freedom. If you would like a copy of the Budget Journal, please email CCF@fsround.org.

NEW! Get the Wealth Watchers Budget Journal iphone app.

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