Articles

articles.jpgHere you will find numerous articles on a wide variety of topics providing you with additional insight into matters that can affect your finances.

Worried about your bank account? Don’t be: www.fdic.gov/deposit/deposits/index.html
The FDIC protects you against the loss of your deposits if an FDIC-insured bank or savings association fails. In the FDIC’s 75-year history, no customer has ever lost a single penny of insured deposits. 
 
Courtesy of H&R Block. Deductions allow you to reduce your taxable income and thus reduce your tax bill. Most taxpayers are entitled to the standard deduction - a fixed amount that reduces the amount of income on which you are taxed. However, certain kinds of deductions are called itemized deductions.
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Courtesy of AICCCA. The season of giving has come once again, and with it comes the potential for devastating overspending. When consumers do not plan ahead for holiday shopping, they may find themselves quickly accumulating debt in a very short time.
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Beware the Trap Of Ribbon and Wrap
Courtesy of The Washington Post.  You remember the poem by Mary Howitt that starts: "Will you walk into my parlor? said the spider to the fly. 'Tis the prettiest little parlor that ever you did spy . . . And I have many curious things to show you when you are there."

Well, are you like that fly? Are you being lured into spending more than you should for the holidays?
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Twenty Warning Signs of Financial Trouble
If the amount you owe others is at an uncomfortable level, you’re not alone. Millions of Americans have spent too much on credit and then learned – the hard way – how difficult it can be to pay it off. Here are some tips for lowering your debt.
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Having trouble paying your mortgage?
Help for distressed homeowners

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