Articles

articles.jpgHere you will find numerous articles on a wide variety of topics providing you with additional insight into matters that can affect your finances.

ControlYourCredit.gov
The U.S. Department of Treasury along with the Ad Council, have developed a campaign to combat the issue of excessive debt and financial illiteracy. The PSAs urge young adults to take control of their financial decisions by directing them to www.controlyourcredit.gov which will provide information about credit and personal finance.

CAMPAIGN OBJECTIVES:

  • Encourage young adults to think twice about spending in the moment and to seek more knowledge about how their behavior can affect their credit history and immediate future.
  • Teach how overspending may “cost” you more than you think. It can cost you a job, a car loan or an apartment. It can also cause public embarrassment.
  • Direct young adults to www.controlyourcredit.gov, which features an interactive, educational game to explain the importance of having a good credit score and how it can be improved.  
Worried about your bank account? Don’t be: www.fdic.gov/deposit/deposits/index.html
The FDIC protects you against the loss of your deposits if an FDIC-insured bank or savings association fails. In the FDIC’s 75-year history, no customer has ever lost a single penny of insured deposits. 
 
Courtesy of H&R Block. Deductions allow you to reduce your taxable income and thus reduce your tax bill. Most taxpayers are entitled to the standard deduction - a fixed amount that reduces the amount of income on which you are taxed. However, certain kinds of deductions are called itemized deductions.
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Courtesy of AICCCA. The season of giving has come once again, and with it comes the potential for devastating overspending. When consumers do not plan ahead for holiday shopping, they may find themselves quickly accumulating debt in a very short time.
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Beware the Trap Of Ribbon and Wrap
Courtesy of The Washington Post.  You remember the poem by Mary Howitt that starts: "Will you walk into my parlor? said the spider to the fly. 'Tis the prettiest little parlor that ever you did spy . . . And I have many curious things to show you when you are there."

Well, are you like that fly? Are you being lured into spending more than you should for the holidays?
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Twenty Warning Signs of Financial Trouble
If the amount you owe others is at an uncomfortable level, you’re not alone. Millions of Americans have spent too much on credit and then learned – the hard way – how difficult it can be to pay it off. Here are some tips for lowering your debt.
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Financial Fitness Tips Booklets

Request your copy of the Financial Fitness Tips Booklet email: CCF@fsround.org

 

The Citi Commonsense Money Guide FOR Real People

Pay down your debt. Make the most of what you've got. Put away a little something for the future.  If you would like a copy of Citi’s Commonsense Money Guide mailed to you, please email CCF@fsround.org.

Wealth Watchers To-Go

Monthly Budget Journal

Using your Monthly Budget Journal is a great first step toward taking control of your money. It’s as simple as reading the first few pages and keeping a journal for the next month of what you earn and what you spend. Knowing where your money goes and how to budget it is the key to your financial freedom. If you would like a copy of the Budget Journal, please email CCF@fsround.org.


NEW! Get the Wealth Watchers Budget Journal iphone app.
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