Identity Theft

Identity theft can derail your efforts to manage your money. In many cases, identity thefts establish multiple accounts using your personal information that can be time consuming and frustrating to resolve.  It can also negatively impact your ability to get credit or make it more expensive to get credit.

Financial services companies support the Identity Theft Assistance Center as a free service for customers who fall victim to identity theft. You can use ITAC Victim Assistance® if you are referred by a financial services company. An agent will walk you through your credit report to identify, and help resolve, suspicious activity. Check the ITAC member page to see if your company is a member. You can also reach ITAC by subscribing to ITAC Sentinel®, an identity theft subscription service that supports ITAC’s nonprofit mission of preventing identity theft through education, research and law enforcement.

What to do if you’re a Victim of Identity Theft

  • Contact your financial services company. Close any accounts you believe have been tampered with.
  • Contact the three credit reporting agencies. Review your credit file and ask to place a fraud alert:

  • Equifax
    (800) 525-6285
    www.equifax.com 
    P.O. Box 740241
    Atlanta, GA 30374-0241

    Experian
    (888) 397-3742
    www.experian.com 
    P.O. Box 9532
    Allen, TX 75013

    Transunion
    (800) 680-7289
    www.transunion.com 
    Fraud Victim Assistance Division, 
    P.O. Box 6790
    Fullerton, CA 92834-6790

  • Keep track of your activities.  You can use the ITAC Identity Theft Worksheet to stay organized.
  • File a report with your local police or the police in the community where the identity theft took place. Visit www.idsafety.org  to find your local office of the U.S. Secret Service and the Federal Bureau of Investigation.
  • File a complaint with the Federal Trade Commission.

Young adults between 18 and 24 suffer higher rates of identity fraud than any other age group and younger victim are almost twice as likely as other age groups to be victimized by people they know. - Javelin Strategy & Research

Tools